How to Use This Tool
Purpose: Evaluate cash generation, liquidity visibility, forecast quality, working-capital pressure, and ability to withstand adverse conditions.
- Complete the objective financial/process evidence first using the best available current data.
- Rate all 36 management statements from 1–5 based on current operating reality—not intended practice.
- Select Calculate Assessment. FinOS combines management ratings with objective evidence to create the overall condition.
- Review Evidence-Based Warnings, low dimensions, and any mismatch between management perception and objective indicators.
- Record root causes and corrective actions, assign owners and dates, and save/export the assessment for follow-up.
- Reassess after material improvements and as part of recurring FinOS governance.
Professional review: This is a management diagnostic, not accounting, tax, legal, audit, banking, investment, insurance, valuation, or other professional advice. Validate material findings with qualified professionals where appropriate.
Executive Scorecard
Overall Score
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0–100Management Score
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36 ratingsEvidence Score
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objective indicatorsCondition
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Completion
0%
Complete the evidence and ratings to generate an executive interpretation.
Objective Financial & Process Evidence
Use current, reliable figures. Blank fields are treated as unavailable evidence rather than automatically as weakness.
Evidence-Based Warnings
No warnings calculated yet.
Cash Visibility
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Management has a documented and consistently followed standard for cash visibility.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate cash visibility without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in cash visibility are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Operating Cash Generation
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Management has a documented and consistently followed standard for operating cash generation.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate operating cash generation without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in operating cash generation are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
13-Week Forecasting
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Management has a documented and consistently followed standard for 13-week forecasting.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate 13-week forecasting without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in 13-week forecasting are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Collections
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Management has a documented and consistently followed standard for collections.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate collections without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in collections are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Payment Management
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Management has a documented and consistently followed standard for payment management.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate payment management without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in payment management are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Inventory Cash
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Management has a documented and consistently followed standard for inventory cash.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate inventory cash without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in inventory cash are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Payroll & Taxes
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Management has a documented and consistently followed standard for payroll & taxes.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate payroll & taxes without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in payroll & taxes are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Debt Service
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Management has a documented and consistently followed standard for debt service.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate debt service without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in debt service are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Capital Spending
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Management has a documented and consistently followed standard for capital spending.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate capital spending without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in capital spending are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Liquidity Reserves
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Management has a documented and consistently followed standard for liquidity reserves.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate liquidity reserves without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in liquidity reserves are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Scenario Readiness
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Management has a documented and consistently followed standard for scenario readiness.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate scenario readiness without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in scenario readiness are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Cash Governance
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Management has a documented and consistently followed standard for cash governance.
Rate current operating reality; use objective evidence where available.
Reliable evidence, metrics, or controls allow leadership to evaluate cash governance without depending on one person's judgment.
Rate current operating reality; use objective evidence where available.
Material exceptions in cash governance are identified early, assigned to an owner, escalated when necessary, and followed through to resolution.
Rate current operating reality; use objective evidence where available.
Dimension Results & Priority Areas
| Dimension | Score | Condition | Priority |
|---|
Management Findings
Corrective Action Register
| Finding / Exposure | Corrective Action | Owner | Target | Status |
|---|---|---|---|---|